tag:blogger.com,1999:blog-4965085177803936157.post6781278238539499829..comments2023-11-10T16:24:13.421+08:00Comments on Mum's the Word (or Pa): Insurance for infantsCloudstershttp://www.blogger.com/profile/08311316986024725617noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-4965085177803936157.post-88811717505068627442008-10-16T22:00:00.000+08:002008-10-16T22:00:00.000+08:00Thanks, Foong, for the advice and cautionary tale....Thanks, Foong, for the advice and cautionary tale. We hope to seal the deal with some reputable insurance house in the near future!Cloudstershttps://www.blogger.com/profile/08311316986024725617noreply@blogger.comtag:blogger.com,1999:blog-4965085177803936157.post-30073064615085727112008-10-15T13:46:00.000+08:002008-10-15T13:46:00.000+08:00Hi, it is always wiser to get an insurance policy ...Hi, it is always wiser to get an insurance policy for your baby the moment he is born...this way, the company will pretty much cover everything because a newborn baby is literally born with 'clean slates'. No medical records, etc.<BR/> <BR/>I made the mistake of acquiring a Great Eastern policy for my son when he was born...so when he was hospitalised about 9 months later, we had a hell of a time claiming. I had to write several nasty letters to the HQ before finally getting the claims. We also canceled all our premiums. And yes, I blogged about it too!<BR/>Now, we've changed to Prudential because after researching around and asking some hospitals, seems like Prudential is the easiest to claim, as long as it's a bona fide case.<BR/>Whatever you decide,the best plan is to get the medical plan, since what we are now most worried about most is the rising medical costs! <BR/>And no, it is not morbid to think about insuring your child. It is being practical. Children fall sick quite often as their immune system are just only developing and trust me, sometimes a mere cough could turn really serious as in my son's case. He had to be hospitalised to have the phlegm extracted (and yes, it is probably as painful as it sounded). <BR/>Good luck in your search!Anonymousnoreply@blogger.com